【AEW webinar】Subsidizing Health Insurance for Low-Income Adults: What Does It Do and What Does that Mean?

  • 研討會日期 : 2021-03-09
  • 時間 : 08:30
  • 主講人 : Professor Amy Finkelstein
  • 地點 : online
  • 演講者簡介 : Professor Finkelstein received her Ph.D. in Economics from Massachusetts Institute of Technology in 2001. She is currently the John & Jennie S. MacDonald Professor of Economics at the Massachusetts Institute of Technology. Her research focuses on market failures and government intervention in insurance markets, and on the economics of healthcare delivery.
  • 演講摘要 : Health insurance confers benefits to the previously uninsured, including improvements in health, reductions in out-of-pocket spending, and reduced medical debt. However, because the nominally uninsured pay only a small share of their medical expenses, health insurance also provides substantial transfers to nonrecipient parties who would otherwise bear the costs of providing uncompensated care to the uninsured. The prevalence of uncompensated care helps explain the limited take-up of heavily subsidized public health insurance and the evidence that many recipients value formal health insurance at substantially less than the cost to insurers of providing that coverage. The distributional implications of public subsidies for health insurance depend critically on the ultimate economic incidence of the transfers that they deliver to providers of uncompensated care.